Medicare
Medicare is a federal health insurance program that provides coverage for people age 65 and older, as well as individuals who receive federal disability benefits. People who receive Social Security Disability Insurance (SSDI) typically qualify for Medicare after 29 months of benefits. Medicare helps cover hospital care, doctor visits, and prescription drugs through different parts of the program.
Parts of Medicare
Michigan Medicare
In Michigan, Medicare is the same federal program available everywhere, but people here often find Medicare Advantage (Part C) plans worth considering because many offer extra benefits, including vision, dental, hearing, prescription drug coverage, and annual out-of-pocket maximums that Original Medicare (Parts A and B) doesn’t include. Part C plans in Michigan are offered by private insurers approved by Medicare and must cover everything Original Medicare does. Still, they frequently go beyond that with additional services and protections that can help reduce gaps in coverage that you’d otherwise pay for out of pocket with traditional Medicare. Generally, Michigan does not offer a separate Medigap supplement plan. Choosing a Medicare Advantage (Part C) plan can simplify coverage and often provide more comprehensive benefits in one package, making it a preferred option for many people enrolled in Medicare in Michigan.
Agent Hotline
If you’re feeling unsure about your Medicare options, calling our Medicare Agent Hotline can make the process simple and stress-free. Our licensed agent is here to answer your questions, explain your coverage choices, and help you compare plans based on your needs and budget. Instead of sorting through everything on your own, you can get personalized guidance and clear next steps in just one phone call.